Most of the people think that health insurance covers long term policies with heavy monthly premiums. Therefore it is meant for those people with permanent jobs. But today, there are several other policies are available for those who are doing part time job or in temporary agency employment. For people doing part time jobs, traditional and cheapest health insurance for families are not readily available.

There fore in such cases one may plan to obtain a temporary health insurance policy for him and for his family, so that during that phase if he falls sick than the whole expenditure for his treatment should be given by the health insurance agency. As the name proposes, a short term health insurance policy will cover a small term gap in normal health insurance coverage due to some reason & it should be noted that the normal insurance plan should be resumed as soon as possible.

Temporary health insurance policy is designed in such a way that it covers the expenditure for emergency treatments like intensive care treatments, ambulance fees, expenditure to minor injuries etc. this health insurance policy does not cover routine medical expenses like visit to a doctor for regular check - up.

Cost of a temporary health insurance:

The cost varies with the type of the plan and the monthly premium varies from 25 dollars to 70 dollars, with deductibles varies from 150 dollars to 6000 dollars. Plans can also have reasonable payouts of around 1 million dollars to 3 million dollars. The duration of such plans is usually 12 months.